IBSE Sharia Economic Journal

Muhammadiyah dan Gerakan Ekonomi Islam

Mujahid Quraisy — 2023-05-13

Muhammadiyah and the Islamic Economic Movement substantially have the same goals and targets, namely the advancement of religion and the welfare of the people. This relationship is interesting to study, especially with regard to the rise of Islamic economics today and Muhammadiyah's views on economic issues. So the problem that needs to be answered is; 1. What is Muhammadiyah's attitude towards the Islamic economic movement, 2. Are there differences in organizational commitment, community commitment and attitudes towards the format of the Islamic economic movement from Muhammadiyah leaders in terms of the region (YogyakartaJakarta), 3. Why Muhammadiyah is a social organization that has a broad network has not prioritized strategic efforts in the economic field, especially in overcoming the people's economy.

To answer questions number 1 and number 2, research was conducted on 30 Muhammadiyah leaders who were considered representative by using a questionnaire method. For problem number 2, an independent sample t-test was carried out statistically. Meanwhile for problem number 3, a socio-historical analysis was carried out according to the references found. To complete this research, interviews were conducted with several Muhammadiyah Central Executive personnel.

It was found that Muhammadiyah basically agrees with the Islamic economic format. There is no difference in organizational commitment indicating there is no friction within the Muhammadiyah organizational body as well as there is no difference in attitude towards GEI reflecting a commitment to renewal and submission to the decisions of the Tarjih Muhammadiyah assembly. The existence of differences in commitment to the community shows the existence of individual freedom in choosing how to deal with community problems. Muhammadiyah Jakarta is more enthusiastic about seeing problems objectively-empirically compared to Muhammadiyah Jogjakarta. The attitude of the organization prioritizes the formation of the personality and character of economic actors rather than thinking about the formation of an Islamic economic system and network.

Analisis Tingkat Kepercayaan dan Tingkat Pendapatan Muzaki Terhadap Minat Membayar Zakat kepada Amil Zakat di Yogyakarta

Susilo Priyono — 2023-05-13

Zakat is the fourth pillar of Islam which is considered to have a significant role in overcoming various kinds of economic problems. Management of zakat in Indonesia has been regulated in Law no. 38/1998 concerning the management of zakat which regulates all activities related to the organization, planning, implementation, and supervision of the collection and distribution and utilization of zakat funds. Amil plays a role in connecting the muzaki with the mustahik. As a financial intermediary, amil is required to apply the principle of trust (trust). The purpose of this study was to analyze the level of trust and income level of muzakki on interest in paying zakat to amil field research (field research). The population is all muzaki in Yogyakarta City. The number of samples in this study as many as 100 people were taken using purposive sampling technique. The research instrument is a questionnaire. Analysis of the data used in this study is the analysis of Weight Least Squares (WLS). The results showed that the level of trust of muzaki to amil zakat in Yogyakarta was in the high category as many as 14 people or 14%, for the moderate category of trust as many as 74 people or 74%, and for the unbelief category as many as 12 people (12%). the t-count value on the confidence level variable is -0.071 with Sig. t is 0.943 (p>0.05). And at the level of income to interest in paying zakat, the t-count value is 2.575 with Sig. t is 0.011 (p<0.05). The conclusion in this study is that there is no effect of the level of trust on the interest in paying zakat and the effect of the level of income of the muzaki on the interest in paying zakat to the amil.

Tinjauan Hukum Islam Terhadap Praktik Jual Beli Online Dengan Sistem Lelang

Sulkhan Zaenuri — 2023-05-13

Buying and selling with an auction system on social media is one of the new transactions, especially buying and selling auctions on Instagram social media and is not yet known in Islamic law. Therefore it is necessary to conduct research to analyze the mechanism of buying and selling auctions on Instagram social media according to a review of Islamic law. The purpose of this study is to find out the review of Islamic law on the practice of buying and selling online with an auction system (a case study of buying and selling ornamental fish on Instagram social media). This research is a field research, namely observing directly objects related to the problem. To support this, a normative approach is carried out by looking at and discussing the problems of buying and selling ornamental fish auctions on Instagram social media. Data collection techniques with interviews and documentation. Data analysis used descriptive qualitative analysis. The results of the study can be concluded that the sale and purchase of ornamental fish auctions on Instagram social media has fulfilled the requirements prescribed in Islamic law (fulfillment of the elements of the actor, object and consent qabul and the conditions). However, there are still a number of violations committed by auctioneers, namely sending items that do not match the photos or videos, and there are unscrupulous auctioneers who make fake bids to increase the auction price, while violations committed by auction participants are not making payments.

Analisis Maqashid Syariah Dalam Annual Report Bank Umum Syariah di Indonesia

Rina Istiqomawati — 2023-05-13

Islamic Banking must convince the public that all activities carried out must comply with the Islamic principle. One way to show a sense a responsibility for the comitmen of islsmic banking to commitment is through the disclosure of relevant and reliable information through the annual report. This research aims to determine the application of maqhasid sharia in the annual report of Islamic comersial Bank in Indonesia.

This research is a type of qualitative research with a proportional sampling technique, totaling 12 respondents. The data collection technique used are annual report documents and questionnaires obtained from the analysis of the published annul report respondent, namely Islamic commercial Bank in Indonesia, inculuding PT. BCA Sharia Bank, PT. Victoria Sharia Bank, PT. Mandiri Sharia Bank, PT. Muamalat Indonesia Sharia Bank, PT Bukopin Sharia Bank, PT. Jabar banten Sharia Bank, PT. BNI Sharia bank, and PT. Dubai Sahraia Bank.The data analysis technique used is coding the selected data.

The results of the analysis of Islamic maqhasid anaysisi in annual report of Islamic commercial banks have implemental Islamic maqhasid , although there is still a need for improvements in the quality of human resources on the undesrstanding of Islamic Banking. In prinsciple there are no fundamenta problems with the service provided , thus corporate governance and social responsibility are adequate

Implementasi Nilai-Nilai Religiusitas Pada Budaya Kerja Karyawan BMT Bina Ihsanul Fikri

Windu Baskoro — 2023-05-13

Baitul Mall wa at-Tamwil (BMT) Bina Ihsanul Fikri (BIF) is a financial institution with a profitsharing pattern established and owned by the community. BMT BIF was established to implement Islamic law in economic activities and also because many small businesses were caught up in loan sharks. The purpose of this study was to describe and determine the implementation and influence of religious values on the work culture of BMT BIF Yogyakarta employees. This research is a descriptive qualitative research, collecting data using interviews, observation and documentation. The samples taken were 10 respondents. The data analysis uses data collection, data reduction, data presentation and data withdrawal or data verification. The results of this study indicate that the influence of the implementation of religious values on the work culture of BMT BIF employees has been well instilled and optimal for all employees seen from the attitudes and behavior that employees carry out while working, the attitude of employees when providing the best service to members and the work system optimally carried out by all employees for the advancement of BMT BIF and always trying to maintain the values of religiosity in the work culture of employees seen from the activities carried out in the daily lives of employees and instilling religiosity in individual employees who prioritize besides the world but also the hereafter.